Property templates and checklistsBelgium

Reviewed October 28, 2026. Not legal advice. Have a notary or lawyer check your case before you sign.

Buying

1
Written offer (offre d'achat)
The buyer usually starts here. Under the Civil Code, the sale is formed when the seller accepts it without changes on the property and the price.
2
Sale agreement (compromis de vente)
A notary or an estate agent drafts this private agreement. It is a binding sale, often subject to a loan condition.
3
Deposit into escrow
The buyer pays a deposit, usually 5% to 10% of the price, into the notary's escrow account.
4
Notary searches
Each party may choose its own notary. The notary orders the planning information, the mortgage search and the certificates.
5
Deed of sale (acte authentique)
The parties sign it before the notary. Sign within 4 months of a private agreement to avoid registering that agreement separately (SPF Finances).
6
Duties in Brussels and Wallonia
12.5%. Brussels gives an allowance on the first EUR 200,000 for a main home up to EUR 600,000. Wallonia charges 3% on the buyer's only home.
7
Duties in Flanders
Duties are regional. Flanders charges 2% on the buyer's only home.

Lease law (regional): Regional. Brussels: Housing Code, lease title of the ordonnance of 27 July 2017, reformed from 1 November 2024.
Lease law in Flanders and Wallonia: Flanders: Woninghuurdecreet, for leases signed since 1 January 2019. Wallonia: décret of 15 March 2018.
Term: A main-residence lease is deemed to run 9 years, unless the parties sign a written short lease of up to 3 years.
Tenant's notice: 3 months, at any time. Indemnity of 3, 2 or 1 month's rent if the lease ends in year 1, 2 or 3 (Brussels, Flanders).
Landlord's notice: 6 months, for own use, family use or works. Without reason only at the end of year 3 or 6, against 9 or 6 months' rent.
Written form and registration: The lease must be written and registered free within 2 months. In Brussels, on regional Irisrent and federal MyRent.
Deposit cap: 2 months' rent in Brussels and Wallonia. 3 months' rent in Flanders.
Rent indexation: Once a year, based on the health index.