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Purchase offer template for Slovakia

Offer to purchase a propertyPonuka na kúpu nehnuteľnosti

A written, signed offer from the buyer to the seller that states the property, the price, the financing, the timetable and a validity date. The seller can accept it in writing. It prepares the contract to conclude a future purchase contract or the purchase contract. It does not transfer the property.

Use it after a visit, when you want to state your price and conditions in writing before the parties pay for a lawyer's draft. The law does not require it. Send it to the seller, or to the estate agent who acts for the seller. If the agent offers you a reservation agreement (rezervačná zmluva) instead, read the section on pitfalls first.

Reviewed October 28, 2026. Not legal advice. Have a notary or lawyer check your case before you sign.

Key facts

Applies to
Whole country
Effect of the offer
It binds the buyer if it is definite and shows the will to be bound. It takes effect when it reaches the seller (Civil Code § 43a).
Withdrawal
Possible until the seller sends an acceptance, but not during a stated acceptance period unless the offer allows it (§ 43a(3) and (4)).
Expiry
At the end of the stated period, or after a reasonable time if none is stated (§ 43b).
Counter-offer
An acceptance with additions or changes is a rejection and a new offer (§ 44(2)).
Transfer of the property
Only by a written purchase contract with both declarations on one document (§ 46) and entry in the cadastre (§ 133(2)).
Cadastre decision
30 days from filing, 20 days for a notarial or lawyer-authorised contract, 15 days on request for a higher fee (Act 162/1995, § 32).

The document

Text shown

You sign the Slovak version. The English version helps you understand it. Your answers fill both.

Offer to purchase a property

  1. 1.Offeror and addressee

    1. 1.1

      I, the undersigned Buyer's full name, permanently residing at Buyer's permanent address (the "buyer"),

      List every buyer. Add the date of birth and, if the buyer has one, the Slovak birth number (rodné číslo).

    2. 1.2

      submit to Seller's full name, residing at Seller's address, or the agent's address (the "seller"), this offer to buy the property described below on the following terms.

      Write the seller's name as shown on the ownership sheet. List every co-owner.

  2. 2.Property

    1. 2.1

      The offer concerns Description of the property, at Address of the property, registered on ownership sheet no. Ownership sheet no. (list vlastníctva), cadastral area Cadastral area (katastrálne územie), with a floor area of Floor area m².

      Copy data from the ownership sheet (kataster.skgeodesy.sk). The cadastre rejects a contract that does not identify the property as the Cadastral Act requires.

    2. 2.2

      The offer assumes that the property carries no mortgage, easement, pre-emption right or lease, except those shown on the ownership sheet that the seller removes before the purchase contract is signed.

      Part C of the ownership sheet lists the encumbrances. A bank mortgage is usually paid off from the price through escrow.

  3. 3.Offered price

    1. 3.1

      I offer a purchase price of Offered price in euros, in figures euros (in words: Offered price in words, in Slovak euros).

      State whether the agency fee is included and who pays it, if an agent is involved.

  4. 4.Financing

    1. 4.1

      I will pay the purchase price from own funds of Own funds euros and a mortgage loan of Mortgage loan amount euros.

    2. 4.2

      Optional

      The offer is made on condition that the bank approves the loan by Bank loan approval deadline. This condition will also be stated in the contract to conclude a future purchase contract.

      Delete it only if you pay entirely from your own funds. Without a written loan condition, a refused loan does not by itself release you.

  5. 5.Next steps

    1. 5.1

      After the offer is accepted, the parties will conclude a contract to conclude a future purchase contract under § 50a of the Civil Code by Last date to sign the future contract at the latest. When it is signed, the buyer will pay an advance on the price of Advance due at that contract euros into a notary's, lawyer's or bank escrow.

      This is a promise to pay later, into escrow. The law sets no rate for the advance. Pay nothing to the seller or the agent now.

    2. 5.2

      The parties will sign the purchase contract, with the seller's signature officially certified, by about Target date for the purchase contract. The price will be released to the seller from escrow after the cadastre allows the entry of the buyer's ownership.

  6. 6.Nature of the offer

    1. 6.1

      Acceptance of this offer does not transfer ownership and does not form a purchase contract. The duty to sell and buy the property will arise only when the parties sign a contract to conclude a future purchase contract or a purchase contract, with both parties' declarations on the same document.

      This keeps the offer as a statement of terms. If you want the accepted offer to bind both sides, have a lawyer turn it into a contract under § 50a instead.

    2. 6.2

      The buyer pays no sum to the seller or to any agent with this offer.

  7. 7.Validity

    1. 7.1

      The offer is valid until Date and time the offer expires. If the written acceptance does not reach the buyer by that time, the offer lapses.

      Set a short, fixed period. You cannot withdraw the offer during this period (Civil Code § 43a(4)).

    2. 7.2

      An acceptance with additions, reservations or other changes is a rejection of this offer and a new offer.

  8. 8.Signatures

    1. 8.1

      At Place of signature, on Date of signature. Signature of the buyer.

    2. 8.2

      Acceptance: I agree to this offer on the stated terms. On Date the seller accepts. Signature of the seller.

      Every co-owner must sign. A spouse must also sign when the property belongs to the spouses' joint property (bezpodielové spoluvlastníctvo manželov).

Formalities

  1. No form, witness, notary or certified signature is required.
  2. Sign and date the offer. Keep proof of the date the seller received it: a registered letter, an email with a reply, or a signed copy.
  3. The seller accepts by signing the acceptance on this document. Silence is not acceptance.
  4. Pay nothing with the offer.
  5. A purchase contract for real estate needs both parties' declarations on one document, the seller's certified signature and entry in the cadastre.
  6. No certified signature is needed if a lawyer authorises the contract or a notary draws it up as a notarial deed.
  7. An exchange of letters can therefore never transfer the property.

Common mistakes

  • Signing an agency's reservation agreement (rezervačná zmluva) without reading the fee and penalty terms. It is a contract with the agency, not a sale.
  • Not checking when you get the reservation fee back if the loan fails or the seller withdraws.
  • Paying a reservation fee or a deposit in cash or to an account you cannot identify. Pay only into escrow (notary, lawyer or bank) under a written contract.
  • Leaving out the validity date. Without it the offer stays open for a reasonable time, which is open to dispute.
  • Making an offer without a loan condition when you need a loan. If the seller accepts, you start the process at that price.
  • Describing the property without the cadastral data. Use the ownership sheet (list vlastníctva) number, the cadastral area and the parcel or flat number.
  • Treating the seller's reply with a new price as agreement. It is a new offer, and nothing is agreed until you accept it.

Legal basis

Sources

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