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Residential lease agreement template for Poland

Fixed-term residential lease of a flat · Umowa najmu lokalu mieszkalnego na czas oznaczony

A fixed-term lease of a flat or house as the tenant's home under the Civil Code and the tenant protection act of 2001. It sets the parties, the flat, the term, the rent and utilities, the deposit, the handover report, repairs, rent increases and the cases in which each party may end the lease early.

Use it when a private owner lets a flat or a house to a tenant who will live there. It is an ordinary lease (najem). Do not use it for short holiday stays, for an occasional lease (najem okazjonalny) or for an institutional lease (najem instytucjonalny): those need the tenant's notarial submission to eviction and other annexes. The state publishes no model lease. Many protections in the 2001 act are mandatory, so a clause that gives the landlord more rights than the act allows has no effect.

Reviewed October 28, 2026. Not legal advice. Have a notary or lawyer check your case before you sign.

Rules that are changing

  • On 8 October 2026 the Sejm passed a law that treats lettings of less than 30 days to one guest as hotel services and creates a central register of accommodation.
  • The short-stay law still needs the Senate and the President. It does not change long-term leases. Check its status before you let for short stays.
  • A members' bill (druk 2447) would allow notice after rent arrears for one full payment period instead of three. After its first reading on 30 April 2026 it went to committee. It is not law.

Key facts

Applies to
Whole country
Deposit cap
12 months' rent at signing (tenant protection act art. 6 ust. 1). 6 for an occasional or institutional lease (art. 19a ust. 4, 19f ust. 5).
Deposit return
Within 1 month after the tenant vacates, less the landlord's claims, and not less than the sum paid (art. 6 ust. 3 and 4).
Rent increase
In writing, 3 months' notice to the end of a calendar month, at most once every 6 months (art. 8a ust. 1 to 3, art. 9 ust. 1b).
Rise above 3% of value
Within 2 months of notice, the tenant may contest in court a rise taking yearly rent above 3% of replacement value (art. 8a ust. 5).
Charges besides rent
Only charges that do not depend on the owner: energy, gas, water, sewage and waste (art. 2 ust. 1 pkt 8, art. 9 ust. 5).
Landlord's termination
Only on the grounds in art. 11, in writing, with the reason stated.
Termination for arrears
After 3 full periods of arrears, a written warning and an extra month to pay: 1 month's notice to the end of a month.
Fixed-term lease
Early notice only in cases the lease lists (Civil Code art. 673 § 3) or statute sets, such as defects that threaten health (art. 682).
Indefinite lease, monthly rent
3 months to the end of a calendar month (Civil Code art. 688). Legal authors dispute whether a lease may shorten it. Do not rely on that.
Winter eviction ban
Court eviction orders are not enforced 1 November to 31 March unless the person has premises to move to, with exceptions (art. 16 and 17).
Landlord's income tax
Flat rate of 8.5% of rent up to PLN 100,000 a year, 12.5% above (flat-rate tax act art. 12 ust. 1 pkt 4).
Claims after return
Claims for damage to the flat and for refund of the tenant's outlays expire 1 year after the flat is returned (Civil Code art. 677).

The document

Text shown

You sign the Polish version. The English version helps you understand it. Your answers fill both.

Fixed-term residential lease of a flat

  1. 1.Parties

    1. 1.1

      Lease made at Place of signature on Date of signature between Landlord, hereinafter the "Landlord", and Tenant, hereinafter the "Tenant".

      Give each owner's and tenant's name, ID number, address and email. A married tenant's spouse is also a tenant of a family home by law (Civil Code art. 680¹).

  2. 2.Premises

    1. 2.1

      The Landlord declares that the Landlord owns the flat located at Address of the flat, with a usable floor area of Usable floor area m², consisting of Rooms, for which land register no. Land register number is kept, hereinafter the "Flat".

      A tenant can check the owner in the land register online. Ask the landlord for the register number. A cooperative right may have none.

    2. 2.2

      The Landlord gives the Flat to the Tenant for use together with the equipment listed in Annex listing furniture and equipment, and the Tenant undertakes to pay the Landlord the agreed rent.

  3. 3.Use of the Flat

    1. 3.1

      The Flat will be used only as a home for the Tenant and the following persons: Persons who will live with the tenant.

      Adults who live with the tenant permanently are jointly liable for the rent for the time they live there (Civil Code art. 688¹).

    2. 3.2

      The Tenant may not sublet the Flat or let third parties use all or part of it free of charge without the Landlord's written consent.

      No consent is needed for a person the tenant must support (art. 688²).

  4. 4.Term

    1. 4.1

      The lease is made for a fixed term from Start date of the lease to End date of the lease.

      If the tenant stays with the landlord's consent after the end date, the lease is presumed indefinite (Civil Code art. 674). Sign a new lease or annex in time.

  5. 5.Rent

    1. 5.1

      The Tenant will pay the Landlord rent of PLN Monthly rent in PLN a month, in advance, by day Day of the month by which rent is paid of each month, by transfer to the Landlord's bank account no. Landlord's bank account number.

      Include the owner's charges to the homeowners' association in the rent. The Civil Code default is payment in advance by the 10th day of the month.

    2. 5.2

      The rent covers the charges the Landlord pays to the homeowners' association or the cooperative and the property tax.

      Besides the rent, the landlord may charge only the costs that do not depend on the owner (art. 9 ust. 5 of the 2001 act).

  6. 6.Utility charges

    1. 6.1

      In addition to the rent, the Tenant pays for the supply of energy, gas and water to the Flat and for sewage and waste collection, as follows: Utilities paid by the tenant and how. The Landlord collects these charges only where the Tenant has no direct contract with the supplier, and settles them on actual use.

      For example electricity on the tenant's own contract, and water and heating as monthly advances settled each year.

  7. 7.Rent increase

    1. 7.1

      The Landlord may increase the rent by giving written notice of the change with a notice period of three months, to the end of a calendar month. The rent may not be increased more often than every 6 months.

      Within 2 months of the notice, the tenant may refuse the increase in writing. The lease then ends at the end of the notice period (art. 8a ust. 4).

  8. 8.Deposit

    1. 8.1

      On signature, the Tenant pays the Landlord a deposit of PLN Deposit (kaucja) in PLN to secure the Landlord's claims under the lease.

      At most 12 times the monthly rent at the date of signing.

    2. 8.2

      The deposit is returned within one month of the day the Flat is vacated, less the Landlord's claims under the lease, in the amount set under art. 6 ust. 3 of the tenant protection act, and not less than the deposit paid.

      Under art. 6 ust. 3 the refund equals the rent at the refund date times the number of months' rent taken as deposit.

  9. 9.Handover

    1. 9.1

      Before the Flat is handed over, the parties will sign a handover report that records the technical state of the Flat, the wear of its installations and equipment, the meter readings and the number of keys. The report is the basis for settlement when the Flat is returned.

  10. 10.Repairs and upkeep

    1. 10.1

      The Landlord keeps the building's installations and equipment in working order, repairs and replaces the internal water, gas, sewage, central heating and electrical installations to the extent these do not fall on the Tenant, and replaces the windows and doors, the floors and the plaster.

    2. 10.2

      The Tenant keeps the Flat in a proper technical and sanitary state, carries out minor repairs and routine upkeep, including painting, and promptly tells the Landlord about repairs that fall on the Landlord.

      This follows the default split in art. 6a and 6b of the 2001 act and Civil Code art. 681. A private landlord and tenant may agree another split (art. 6f).

    3. 10.3

      The Tenant may make improvements to the Flat only with the Landlord's consent and under a written agreement that sets how they will be settled.

  11. 11.Access

    1. 11.1

      On a date agreed in advance, the Tenant will let the Landlord into the Flat for a periodic inspection of its state and technical equipment. In an emergency that causes or threatens damage, the Tenant will let the Landlord in at once.

  12. 12.Early termination

    1. 12.1

      The Tenant may terminate the lease before the end of its term, with a notice period of Tenant's early termination notice, in the following cases: Cases for tenant's early termination.

      The Supreme Court accepted "important reasons" as a valid case (III CZP 92/06), but listed cases cause fewer disputes.

    2. 12.2

      The Landlord may terminate the lease only on the grounds in art. 11 of the tenant protection act, in particular with at least one month's notice to the end of a calendar month if the Tenant: despite a written warning uses the Flat against the lease or damages it; is in arrears with the rent or other charges for at least three full payment periods despite a written warning of the intended termination and an additional month to pay; or has sublet the Flat or let others use it without the Landlord's written consent. The notice must be in writing, failing which it is void, and must state the reason.

    3. 12.3

      The Tenant may terminate the lease without any notice period in the cases provided by the Civil Code, in particular if defects of the Flat threaten the health of the Tenant or the Tenant's household.

      See Civil Code art. 664 § 2 and 682. The landlord cannot end a flat lease without notice. Art. 11 of the 2001 act requires at least 1 month's notice.

  13. 13.Return of the Flat

    1. 13.1

      When the lease ends, the Tenant will vacate the Flat and return it with the keys to the Landlord in an unworsened state, allowing for wear from proper use. The Tenant is not obliged to redecorate the Flat or to pay the value of fittings worn through proper use. The parties will sign a handover report on the return of the Flat.

      Sentence 2 overrides art. 6e of the 2001 act, as art. 6f allows for a flat outside the public housing stock. Delete it to keep the statutory rule.

  14. 14.Energy performance certificate

    1. 14.1

      On signature, the Landlord hands the Tenant a copy or printout of the energy performance certificate of the Flat.

      The tenant cannot waive this right (energy act art. 11 ust. 4).

  15. 15.Other terms

    1. 15.1

      Other terms

      A term that gives the landlord more rights than the 2001 act allows has no effect. Do not add penalties for ordinary wear.

  16. 16.Final provisions

    1. 16.1

      Amendments to the lease require written form, failing which they are void. Matters not covered are governed by the Civil Code and the act on the protection of tenants' rights, the municipal housing stock and amending the Civil Code. The lease is made in two identical copies, one for each party.

  17. 17.Signatures

    1. 17.1

      Landlord. Tenant. Annexes: handover report, list of equipment, copy of the energy performance certificate.

Fill in the details

0/20
1.Parties
2.Premises
3.Use of the Flat
4.Term
5.Rent
6.Utility charges
8.Deposit
12.Early termination
15.Other terms

Formalities

  1. Sign in writing, one copy per party.
  2. A lease for more than 1 year that is not in writing is treated as made for an indefinite period (Civil Code art. 660).
  3. A lease for more than 10 years becomes indefinite after 10 years (art. 661).
  4. An ordinary lease needs no registration with any authority and no stamp duty.
  5. At signing, the landlord hands the tenant a copy or printout of the energy performance certificate.
  6. Before handover, the parties sign a handover report (protokół zdawczo-odbiorczy) on the state of the flat.
  7. If the landlord may sell the flat, give the lease a certified date (data pewna), such as a notary's note on it. A buyer then cannot end it early (art. 678 § 2).

Common mistakes

  • Asking for a deposit above 12 months' rent, or keeping it longer than 1 month after the tenant leaves. The refund rises if the rent has risen since signing.
  • Charging fees other than rent and the charges that do not depend on the owner. Fold the owner's building charges (zaliczki na rzecz wspólnoty) into the rent.
  • Writing a clause that lets the landlord end the lease at will. It has no effect: for a flat, only the grounds in art. 11 of the 2001 act apply.
  • Signing a fixed-term lease with no early termination clause for the tenant. The tenant then stays bound until the end of the term, except for serious defects.
  • Skipping the handover report. The flat is presumed handed over in good condition (Civil Code art. 675 § 3). That favours the landlord and hampers damage claims.
  • Entering the flat without the tenant's agreement. Outside an emergency, the landlord may inspect only on a date agreed in advance (art. 10 of the 2001 act).
  • Expecting fast eviction under an ordinary lease. It takes a judgment and can stop in winter. An occasional lease (notarial annex, tax office report) is faster.
  • Missing the return clause's effect. By default the tenant redecorates at the end and pays for worn sanitary and kitchen fittings (art. 6e of the 2001 act).

Legal basis

  • Ustawa z dnia 23 kwietnia 1964 r. Kodeks cywilny (Dz.U. 2026 poz. 795), art. 659 to 692 (lease and lease of premises)
  • Ustawa z dnia 21 czerwca 2001 r. o ochronie praw lokatorów, mieszkaniowym zasobie gminy i o zmianie Kodeksu cywilnego (Dz.U. 2023 poz. 725, consolidated text)
  • Tenant protection act, art. 6 (deposit), art. 6a to 6f (repairs, handover report), art. 8a and 9 (rent increases and charges), art. 11 (landlord's termination), art. 16 (winter eviction ban), art. 19a to 19e (occasional lease)
  • Ustawa z dnia 29 sierpnia 2014 r. o charakterystyce energetycznej budynków (Dz.U. 2024 poz. 101), art. 11 ust. 1 pkt 2 (certificate copy for the tenant)
  • Ustawa z dnia 20 listopada 1998 r. o zryczałtowanym podatku dochodowym od niektórych przychodów osiąganych przez osoby fizyczne (Dz.U. 2025 poz. 843), art. 6 ust. 1a and art. 12 ust. 1 pkt 4

Sources

  • Dochody z najmu
  • Świadectwa charakterystyki energetycznej
  • Zgłoszenie zawarcia umowy najmu okazjonalnego lokalu (form)
  • Druk nr 2865: rządowy projekt ustawy o zmianie ustawy o usługach hotelarskich (przebieg procesu legislacyjnego)
  • Kodeks cywilny, tekst jednolity Dz.U. 2026 poz. 795
  • W jakim terminie dojdzie do skutecznego rozwiązania umowy najmu
  • Wypowiedzenie terminowej umowy najmu z „ważnych powodów” (uchwała SN III CZP 92/06)

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