Residential lease agreement template for Finland

Landlord: Landlord, personal identity code, date of birth or business ID Landlord's identity code or business ID, contact details Landlord's address, phone and email.

Name every owner of the home, or the company that lets it.

Tenant: Tenant or tenants, personal identity code or date of birth Tenant's identity code or date of birth, contact details Each tenant's address, phone and email. If there are several tenants, they are jointly and severally liable for the obligations of this lease.

Spouses and cohabiting partners who live together in the home are jointly liable by law, even if only one of them signs (§ 11).

Address of the home: Address of the home. Type: Type and rooms. Floor area: Floor area m².

Write the type in the Finnish short form: "2h + k + s" means two rooms, kitchen and sauna.

The rent also includes the following spaces: Spaces let with the home. The following furniture and appliances are let with the home: Appliances and furniture included.

List the furniture, or refer to the move-in inspection report.

The home is let as the tenant's permanent home. In addition to the tenant, the following people live in the home: Other people who will live in the home.

Give the number of people. For each adult, give name, date of birth, contact details and the basis of residence, such as spouse or child.

The tenant must notify the landlord in writing without delay of any new occupant who moves in and of any occupant who moves out. For an adult occupant, the tenant must give the name, date of birth, contact details and the basis on which the person lives in the home.

Restates § 17 a (from 1 October 2026). The tenant may let up to half the home to others without permission if the landlord suffers no considerable harm (§ 17).

Optional

The lease is valid until further notice from Start date of the lease.

Keep one of the three term clauses and delete the other two. An open-ended lease gives both parties the right to give notice.

Optional

The lease is valid for a fixed term from Start date of the lease to End date of a fixed term. A fixed-term lease cannot be terminated by notice except in the cases specifically provided by law, and it ends without notice when the term ends.

A tenant who leaves early usually owes compensation. More than 2 successive terms of at most 3 months with the same tenant make the lease open-ended (§ 4).

Optional

The lease is valid for a fixed term from Start date of the lease to End of the initial fixed term and after that until further notice. The lease may be terminated to end at the earliest when the fixed term ends.

Use it for a lease that is first fixed and then continues until further notice. § 4 allows it from 1 October 2026.

For an open-ended lease, the notice period is one month when the tenant gives notice. When the landlord gives notice, it is three months or, if the tenancy has lasted without a break for at least two years immediately before the notice, four months. The notice period starts on the last day of the calendar month in which notice was given.

Notice must be given in writing and delivered to the other party in a verifiable way. The landlord's notice must state the date the tenancy ends and the ground for termination.

The landlord needs a ground acceptable in tenancy relations. A tenant can ask a court to void an unfair notice within 3 months (§ 56).

The rent is Monthly rent euros per month. The rent is paid monthly in advance no later than day Day of the month the rent is due of each month to the landlord's account Landlord's IBAN and payment reference.

The tenant may always pay through a bank. A clause that forbids this is void (§ 35).

The landlord may rescind the lease if the tenant fails to pay the rent or breaches other obligations, as provided in the Act on Residential Leases.

A clause letting the landlord rescind on grounds outside the Act is void (§ 65). Except for unpaid rent and unlawful transfer, warn in writing first (§ 62).

Optional

The rent is reviewed each year from Date of the annual rent review on the following basis: Basis of the rent review. The rent however rises by at least Minimum yearly increase in %, if any percent. The rent does not fall if the index falls.

Delete the minimum increase and the no-decrease sentence if not agreed. Name the index and its base month, for example the month of signing.

The landlord must notify the tenant in writing of the rent increase, the new rent and the date the increase takes effect. The increased rent takes effect at the earliest from the start of the first rent period that begins one month after the notice, and it is not charged retroactively.

In addition to the rent, the tenant pays for water Water charge and the following charges: Other charges. The tenant makes their own electricity contract.

The tenant pays only the charges agreed here. With flat-specific water meters, the tenant receives monthly consumption data free of charge (§ 27 a).

As security for the obligations under this lease, the tenant provides Deposit euros no later than Date by which the deposit is paid. The deposit is provided as follows: How the deposit is held. The deposit covers all obligations arising from the tenancy. If the deposit is not provided in time, the landlord may rescind the lease, unless the deposit is provided before the tenant receives the notice of rescission.

Get it before you hand over the keys. A rent deposit account is opened in the tenant's name.

The landlord returns or releases the deposit, or gives written notice of withholding it, without delay and at the latest 14 days after the lease ends or after the later handover of the home. The notice must state the ground of the claim and an estimate of its amount.

The landlord may hold back only the claim or estimate. Normal wear is not a ground. The whole rent deposit account can stay blocked until the claim is settled.

The home is handed over to the tenant in the condition recorded in the move-in inspection report annexed to this lease. The tenant must take good care of the home. The tenant is not liable for normal wear and tear.

The tenant is liable for damage caused intentionally or by negligence, by the tenant or by guests (§ 25).

The tenant must notify the landlord without delay of any damage to the home and any defect that the landlord is responsible for repairing, and at once if the repair is needed to prevent further damage. The tenant may not carry out repairs or alterations in the home without the landlord's permission.

Optional

The tenant also takes care of the following maintenance tasks: Maintenance tasks the tenant takes on.

Use it mainly for a detached house. The Act allows the parties to agree that the tenant maintains spaces and equipment (§ 20).

The tenant follows the housing company's house rules. Smoking and the use of other products for burning or heating are forbidden inside the home, on its balcony and in other private indoor and outdoor areas belonging to the home. Pets: Pets.

Applies by law from 1 October 2026 to all leases. The landlord may allow smoking only if no law, authority order or housing company articles forbid it (§ 26 a).

Optional

The tenant keeps a home insurance policy that includes liability cover in force for the whole tenancy and shows it to the landlord on request.

The law does not require it, but it is common in Finnish leases. Liability cover pays for accidental damage the tenant causes to the home or the building.

Optional

The parties agree that in this tenancy notices may be delivered by email to the following addresses: Email addresses for notices. A notice of termination or rescission, or a warning, is delivered by email only if the sender also sends a trigger message by text message to the following numbers: Mobile numbers for trigger messages. The parties must report changes in their contact details without delay.

Delete it if age or disability stops a party using these channels. Such a notice counts as received on the third day after the trigger message (§§ 13, 13 a).

On the day the lease ends, the tenant must hand over the home empty and cleaned and return all keys. The following keys have been handed over to the tenant: Keys handed over.

Hold a joint move-out inspection before the tenant returns the keys.

Other terms

A term that departs from the mandatory rules of the Act to the tenant's detriment is void.

This lease is made in two identical copies, one for each party. Annexes: energy certificate, the housing company's house rules and the move-in inspection report.

With more tenants, make one copy for each party.

Place of signing, Date of signing. Signature and printed name of the landlord. Signature and printed name of the tenant.