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Buyer's due diligence checklist for Denmark

Buyer's due diligence checklistTjekliste før underskrift af købsaftalen

The documents and checks a buyer of a Danish home should have before the adviser reservation expires: land register and easements, the public property data report, planning and soil data, the house inspection reports, the energy label, association documents for a flat, costs and the buyer's own right to buy.

Use it from the first viewing until your adviser approves the purchase agreement. In a sale through an estate agent, the agent collects most documents and attaches them to the købsaftale. In a private sale, the seller collects them, and your adviser checks them. Ask for anything missing before you sign or before the adviser reservation ends.

Reviewed October 28, 2026. Not legal advice. Have a notary or lawyer check your case before you sign.

Key facts

Applies to
Denmark (not the Faroe Islands or Greenland). Houses, holiday homes and owner-occupied flats (ejerlejligheder).
Condition report (tilstandsrapport)
Less than 6 months old when you receive it (forbrugerbeskyttelsesloven § 4).
Elinstallationsrapport
Electrical report. Less than 1 year old when you receive it (§ 4 a).
Change-of-ownership insurance
Seller pays at least half the premium. Cover at least 5 years, extendable to 10 (§§ 2(3) and 5).
Energy label
Handed over before the agreement (bygningsenergispareloven § 6). Valid 10 years (BEK 549/2023 § 15).
No energy label needed
Holiday homes and detached buildings under 60 m² (BEK 549/2023 §§ 4-5).
Property data report
About 50 public data items for 105 kr. on boligejer.dk.
Deed registration fee
1,850 kr. plus 0.6% of the price (tinglysningsafgiftsloven § 4).
Mortgage registration fee
1,825 kr. plus 1.25% of the secured amount from 1 January 2026, down from 1.45% (Skattestyrelsen).
Non-resident buyer
Needs permission unless resident now or for 5 years before. EU/EEA and Swiss buyers of a year-round home declare (erhvervelsesloven § 1).

The checklist

Seller, title and land register

Public data, planning and environment

Condition of the buildings

Owner-occupied flat (ejerlejlighed)

  • Administrator's answer on the associationEjerlejlighedsskema (administratorbesvarelse)

    Contributions, utilities on account, shared loans and your liability, planned works and increases, insurance, and letting and pet rules.

  • Statutes, latest accounts and budget, and the latest general meeting minutesVedtægter, regnskab, budget, generalforsamlingsreferat

    They show the association's finances, decisions on works and disputes.

  • Security registered for the association and whether it must be increasedEjerpantebrev til ejerforeningen

    The buyer usually takes over the owner's mortgage deed to the association. An increase costs registration fee.

  • Insurance policy of the whole building and the flat planHovedejendommens forsikringspolice, ejerlejlighedskort

    They show what the building insurance covers and which rooms belong to the flat.

Associations, taxes and costs

  • Confirmation from the homeowners' association that nothing is owed, with statutes, accounts, budget and minutesGrundejerforening

    You take over the membership, the contributions and shared obligations such as roads and snow clearing.

  • Latest property tax billEjendomsskattebillet

    It shows land tax and municipal charges. Payments for your period are settled in the settlement statement.

  • Estimate of your own property taxes after the purchaseEjendomsværdiskat og grundskyld

    The taxes follow the public valuation and can differ from what the seller pays.

  • Budget for registration fees and advisersTinglysningsafgift

    The deed costs 1,850 kr. plus 0.6% of the price. From 2026 a new mortgage costs 1,825 kr. plus 1.25% of the secured amount.

Your right to buy

Formalities

A due diligence list is a checklist by nature. Danish law has no notary who collects the searches, so the buyer's adviser or the estate agent does it.

  1. You do not sign this checklist. The documents become annexes to the købsaftale, and signing it confirms you received them.
  2. The condition report, electrical report and insurance offer protect the seller only if you received them before the agreement.
  3. When the building needs an energy label, you must receive it before the sale is agreed. Holiday homes need none.
  4. Most public data are available with MitID on boligejer.dk and tinglysning.dk.

Common mistakes

  • Reading only the condition report summary. The damage grades and notes on the roof, damp and drains decide the real cost. Ask your own surveyor if in doubt.
  • Assuming the change-of-ownership insurance covers everything. It does not cover what the report describes correctly. Read the exclusions before you accept it.
  • Trusting BBR without checking. A missing extension in BBR can mean it was built without permission. Compare BBR with the building case file.
  • Skipping the easements. Old servitutter can restrict building, letting or fences, and some are only on paper at Rigsarkivet.
  • Buying a flat without the administrator's answer (ejerlejlighedsskema). It shows planned works, shared loans and rising contributions that the minutes may not.
  • Ignoring the new property taxes. Since 2024 the taxes follow the new public valuations. Ask your adviser to estimate your future tax, not the seller's.
  • Planning to use a Danish holiday home as a non-resident. Even EU/EEA citizens need Civilstyrelsen's permission, given only for a special connection to Denmark.

Legal basis

Sources

Describe the home you want