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The 30 most profitable towns to invest in Finland

One Place tracks 66 towns in Finland with more than 10,000 residents and enough live apartment listings to price both sides of a rental yield. The median across all of them is 9.0% gross. Here are the highest scoring.

Market figures last recomputed on October 6, 2026.

66
Towns priced
9.0%
Median gross yield
14.6%
Highest gross yield in the top 30Kajaani
€861
Lowest entry price in the top 30Janakkala
Top 30 of 66

Every town, scored

A town qualifies with at least 25 apartment sale listings and 15 apartment rental listings priced per square metre. The badge next to each name says how much data stands behind that town's figures.

Sort
SortThe blended score: gross yield, town size and how much data sits behind the estimate.Highest gross rental yield first, whatever the town size.Cheapest median sale price per m² first: the lowest entry tickets.Largest towns first: the deepest tenant and resale markets.
Data confidenceHigh200 listings or moreMediumat least 60Lowfewer than 60Finland median 9.0%30 of 66 towns
TownResidentsSale price /m²Rent /m²/monthAgainst the medianGross yieldListings analysedScore /100
01LahtiHigh121,832€1,510€13.71.9 pts above the Finland median of 9.0%10.9%1,104 sale·1,135 rent83.8
02KajaaniMedium36,370€1,156€14.15.6 pts above the Finland median of 9.0%14.6%165 sale·167 rent80.3
03PoriHigh83,010€1,295€11.51.6 pts above the Finland median of 9.0%10.6%650 sale·547 rent79.5
04HämeenlinnaHigh68,614€1,644€14.91.9 pts above the Finland median of 9.0%10.9%318 sale·244 rent78.9
05SavonlinnaMedium31,842€961€11.75.6 pts above the Finland median of 9.0%14.6%168 sale·142 rent78.7
06SaloMedium51,056€1,203€11.32.3 pts above the Finland median of 9.0%11.3%164 sale·155 rent77.5
07MikkeliHigh51,551€1,409€12.31.4 pts above the Finland median of 9.0%10.4%313 sale·230 rent73.7
08ForssaMedium16,307€891€10.45.0 pts above the Finland median of 9.0%14.0%119 sale·107 rent73.0
09RiihimäkiMedium28,483€1,491€13.72.0 pts above the Finland median of 9.0%11.0%195 sale·146 rent71.6
10VantaaHigh248,199€2,498€17.50.6 pts below the Finland median of 9.0%8.4%1,904 sale·2,855 rent71.6
11HollolaLow22,775€1,133€11.43.1 pts above the Finland median of 9.0%12.1%85 sale·50 rent71.3
12ValkeakoskiLow20,694€1,028€11.94.9 pts above the Finland median of 9.0%13.9%68 sale·51 rent70.8
13RaumaHigh38,832€1,290€10.91.2 pts above the Finland median of 9.0%10.2%254 sale·287 rent70.7
14HyvinkääHigh47,015€1,758€14.50.9 pts above the Finland median of 9.0%9.9%346 sale·275 rent70.4
15IisalmiLow20,205€991€11.14.5 pts above the Finland median of 9.0%13.5%153 sale·49 rent70.4
16UusikaupunkiMedium14,938€958€11.55.4 pts above the Finland median of 9.0%14.4%77 sale·69 rent70.2
17LappeenrantaHigh73,241€1,743€13.60.3 pts above the Finland median of 9.0%9.4%526 sale·549 rent70.1
18SiilinjärviLow21,290€1,145€13.04.6 pts above the Finland median of 9.0%13.7%82 sale·36 rent69.2
19RaaheLow23,797€1,006€11.54.7 pts above the Finland median of 9.0%13.7%90 sale·28 rent68.7
20LohjaMedium45,645€1,689€14.51.2 pts above the Finland median of 9.0%10.3%159 sale·124 rent68.7
21JyväskyläHigh149,895€2,049€14.10.8 pts below the Finland median of 9.0%8.3%1,436 sale·1,310 rent67.4
22SastamalaLow23,515€1,139€10.52.1 pts above the Finland median of 9.0%11.1%64 sale·52 rent65.6
23KuusamoLow15,019€1,234€14.04.5 pts above the Finland median of 9.0%13.6%86 sale·23 rent64.7
24JanakkalaLow15,867€861€10.04.9 pts above the Finland median of 9.0%13.9%63 sale·21 rent64.6
25KuopioHigh126,572€2,218€14.51.2 pts below the Finland median of 9.0%7.9%978 sale·638 rent63.7
26KeravaHigh38,211€2,061€15.4On the Finland median of 9.0%9.0%336 sale·438 rent63.5
27KankaanpääLow12,508€868€8.62.8 pts above the Finland median of 9.0%11.8%64 sale·25 rent62.9
28OuluHigh217,469€2,625€15.71.8 pts below the Finland median of 9.0%7.2%1,427 sale·1,215 rent62.5
29AkaaLow16,429€1,113€10.92.8 pts above the Finland median of 9.0%11.8%69 sale·17 rent62.3
30SotkamoLow10,274€1,276€15.45.5 pts above the Finland median of 9.0%14.5%38 sale·22 rent62.1

Counted on the thinner of a town's two sides: whichever of its sale and rental listings is the smaller number.

Where they are

The ranking, on the ground

All 30 towns, placed. The brighter the marker, the higher the gross yield. Hover any town for its numbers.

Lahti10.9% gross · €1,510/m²Score 83.8 · rank 1Kajaani14.6% gross · €1,156/m²Score 80.3 · rank 2Pori10.6% gross · €1,295/m²Score 79.5 · rank 3Hämeenlinna10.9% gross · €1,644/m²Score 78.9 · rank 4Savonlinna14.6% gross · €961/m²Score 78.7 · rank 5Salo11.3% gross · €1,203/m²Score 77.5 · rank 6Mikkeli10.4% gross · €1,409/m²Score 73.7 · rank 7Forssa14.0% gross · €891/m²Score 73.0 · rank 8Riihimäki11.0% gross · €1,491/m²Score 71.6 · rank 9Vantaa8.4% gross · €2,498/m²Score 71.6 · rank 10Hollola12.1% gross · €1,133/m²Score 71.3 · rank 11Valkeakoski13.9% gross · €1,028/m²Score 70.8 · rank 12Rauma10.2% gross · €1,290/m²Score 70.7 · rank 13Iisalmi13.5% gross · €991/m²Score 70.4 · rank 14Hyvinkää9.9% gross · €1,758/m²Score 70.4 · rank 15Uusikaupunki14.4% gross · €958/m²Score 70.2 · rank 16Lappeenranta9.4% gross · €1,743/m²Score 70.1 · rank 17Siilinjärvi13.7% gross · €1,145/m²Score 69.2 · rank 18Raahe13.7% gross · €1,006/m²Score 68.7 · rank 19Lohja10.3% gross · €1,689/m²Score 68.7 · rank 20Jyväskylä8.3% gross · €2,049/m²Score 67.4 · rank 21Sastamala11.1% gross · €1,139/m²Score 65.6 · rank 22Kuusamo13.6% gross · €1,234/m²Score 64.7 · rank 23Janakkala13.9% gross · €861/m²Score 64.6 · rank 24Kuopio7.9% gross · €2,218/m²Score 63.7 · rank 25Kerava9.0% gross · €2,061/m²Score 63.5 · rank 26Kankaanpää11.8% gross · €868/m²Score 62.9 · rank 27Oulu7.2% gross · €2,625/m²Score 62.5 · rank 28Akaa11.8% gross · €1,113/m²Score 62.3 · rank 29Sotkamo14.5% gross · €1,276/m²Score 62.1 · rank 30
Gross yield7.2%14.6%
Highest scoring

Markers sit on each town's administrative centre. Towns that sit close together overlap at this scale.

Town vs town

Put two towns side by side

The same budget in two towns. Floor area and rental income, straight from the medians in the table.

VS
What your budget buys
What your budget buys
Janakkala
116m²
Rental income €13,938 a year (gross, before costs)
Oulu
38m²
Rental income €7,177 a year (gross, before costs)
13.9%94% higher than Oulu
Gross yield
49% lower than Janakkala7.2%
€8613.0× less than Oulu
Sale price / m²
3.0× more than Janakkala€2,625
€10.036% lower than Oulu
Rent / m² · month
57% higher than Janakkala€15.7
15,86713.7× less than Oulu
Residents
13.7× more than Janakkala217,469
8431.5× less than Oulu
Listings analysed
31.5× more than Janakkala2,642
64.63% higher than Oulu
Score / 100
3% lower than Janakkala62.5

Floor area and rental income are derived from each town's median sale price per m² and median gross yield. Rental income is before tax, fees and vacancy. Yields inside a town vary by building and by size: these are town medians.

Method

How this ranking is built

Gross yield is the median asking rent per m² per month multiplied by twelve, divided by the median asking sale price per m². Both sides are apartments only, and both are converted to euros before anything is compared.

The score out of 100 blends three measured quantities: the gross yield (60%, scored from 3.0% upwards and topping out at 12.0%), the town's population (25%, which stands in for how deep the tenant and resale markets are), and how many listings sit behind the estimate (15%).

What these numbers are not

  • Both sides are asking prices, not signed prices or achieved rents. Where public transaction data lets us check, asking and sold prices per m² track within a few percent, but the level is an asking level.
  • Nothing here is net of property tax, service charges, management, insurance, maintenance or vacancy. A net yield usually lands somewhere around two thirds of gross, and the gap varies far too much between countries to publish a single conversion.
  • Rental listings are smaller than sale listings almost everywhere, and price per m² rises as flats get smaller. That lifts a yield built from two independent medians above what a town's typical sale stock would return. Towns where the size mismatch is extreme are dropped rather than adjusted.
  • Population comes from Wikidata, which mirrors each country's own statistics office. A town we hold no population for cannot be ranked, however good its price data.

Prices and rents: live listings indexed by One Place. Population: Wikidata (CC0). Administrative boundaries: © OpenStreetMap contributors (ODbL).

Questions

Questions about this ranking

How is the gross rental yield for towns in Finland calculated?

We take the median asking rent per square metre per month for apartments in the town, multiply it by twelve, and divide it by the median asking sale price per square metre for apartments in the same town. Both figures come from live listings indexed by One Place, and a town only appears once each side carries enough listings to be meaningful.

Which towns in Finland are included?

Every municipality with at least 10,000 residents that carries enough live apartment listings to price both sale and rent. 66 towns in Finland currently qualify; the table shows the highest scoring of them.

Is this a net yield?

No. These are gross figures, before property tax, service charges, management fees, insurance, maintenance and vacancy. A net yield is usually somewhere around two thirds of gross, but the gap varies enough between countries and between individual buildings that we do not publish a single conversion.

How often does the ranking change?

It is rebuilt from the live listing base, so it moves as prices and inventory move. The date above the table is the last time the underlying market aggregates were recomputed.

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