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The 30 most profitable towns to invest in Finland

One Place tracks 62 towns in Finland with more than 10,000 residents and enough live apartment listings to price both sides of a rental yield. The median across all of them is 8.8% gross. Here are the highest scoring.

Market figures last recomputed on October 19, 2026.

62
Towns priced
8.8%
Median gross yield
14.9%
Highest gross yield in the top 30Kajaani
€732
Lowest entry price in the top 30Jämsä
Top 30 of 62

Every town, scored

A town qualifies with at least 25 apartment sale listings and 15 apartment rental listings priced per square metre. The badge next to each name says how much data stands behind that town's figures.

Sort
SortThe blended score: gross yield, town size and how much data sits behind the estimate.Highest gross rental yield first, whatever the town size.Cheapest median sale price per m² first: the lowest entry tickets.Largest towns first: the deepest tenant and resale markets.
Data confidenceHigh200 listings or moreMediumat least 60Lowfewer than 60Finland median 8.8%30 of 62 towns
TownResidentsSale price /m²Rent /m²/monthAgainst the medianGross yieldListings analysedScore /100
01LahtiHigh121,832€1,480€13.82.4 pts above the Finland median of 8.8%11.2%1,073 sale·1,009 rent85.7
02HämeenlinnaHigh68,614€1,634€15.92.9 pts above the Finland median of 8.8%11.7%318 sale·295 rent85.0
03PoriHigh83,010€1,300€11.92.1 pts above the Finland median of 8.8%10.9%651 sale·689 rent81.5
04KajaaniMedium36,370€1,120€13.96.1 pts above the Finland median of 8.8%14.9%185 sale·199 rent80.8
05SavonlinnaMedium31,842€960€11.55.5 pts above the Finland median of 8.8%14.3%167 sale·171 rent79.5
06SaloMedium51,056€1,192€11.52.7 pts above the Finland median of 8.8%11.5%155 sale·162 rent79.0
07MikkeliHigh51,551€1,438€12.41.5 pts above the Finland median of 8.8%10.3%328 sale·302 rent74.4
08ForssaMedium16,307€856€10.45.8 pts above the Finland median of 8.8%14.6%104 sale·107 rent72.8
09RiihimäkiMedium28,483€1,491€13.72.2 pts above the Finland median of 8.8%11.0%195 sale·146 rent71.6
10VantaaHigh248,199€2,498€17.50.4 pts below the Finland median of 8.8%8.4%1,904 sale·2,855 rent71.6
11JämsäMedium19,020€732€8.95.8 pts above the Finland median of 8.8%14.6%74 sale·64 rent71.4
12HollolaLow22,775€1,133€11.43.3 pts above the Finland median of 8.8%12.1%85 sale·50 rent71.3
13RaumaHigh38,832€1,271€10.81.4 pts above the Finland median of 8.8%10.2%252 sale·321 rent71.0
14UusikaupunkiMedium14,938€945€11.65.9 pts above the Finland median of 8.8%14.7%74 sale·78 rent70.6
15HyvinkääHigh47,015€1,758€14.51.1 pts above the Finland median of 8.8%9.9%346 sale·275 rent70.4
16IisalmiLow20,205€986€11.14.7 pts above the Finland median of 8.8%13.5%137 sale·49 rent70.4
17SiilinjärviLow21,290€1,231€12.93.8 pts above the Finland median of 8.8%12.6%70 sale·39 rent69.6
18LohjaMedium45,645€1,736€14.41.2 pts above the Finland median of 8.8%10.0%164 sale·149 rent67.8
19JyväskyläHigh149,895€2,084€14.00.7 pts below the Finland median of 8.8%8.1%1,342 sale·1,128 rent66.0
20LappeenrantaHigh73,241€1,873€13.60.1 pts below the Finland median of 8.8%8.7%569 sale·562 rent65.9
21SastamalaMedium23,515€1,181€10.82.1 pts above the Finland median of 8.8%10.9%62 sale·64 rent65.5
22AkaaLow16,429€1,096€10.83.0 pts above the Finland median of 8.8%11.9%64 sale·27 rent65.1
23JanakkalaLow15,867€861€10.05.1 pts above the Finland median of 8.8%13.9%63 sale·21 rent64.6
24KeravaHigh38,211€2,061€15.40.2 pts above the Finland median of 8.8%9.0%336 sale·438 rent63.5
25KuopioHigh126,572€2,254€14.71.0 pts below the Finland median of 8.8%7.8%924 sale·543 rent63.3
26OuluHigh217,469€2,562€15.51.5 pts below the Finland median of 8.8%7.3%1,518 sale·1,527 rent63.2
27KankaanpääLow12,508€874€8.63.0 pts above the Finland median of 8.8%11.8%55 sale·27 rent62.8
28NurmijärviMedium44,833€2,073€15.30.1 pts above the Finland median of 8.8%8.9%160 sale·180 rent60.6
29JoensuuHigh79,129€2,229€14.61.0 pts below the Finland median of 8.8%7.8%479 sale·371 rent60.5
30MäntsäläMedium20,957€1,741€14.51.2 pts above the Finland median of 8.8%10.0%61 sale·60 rent58.3

Counted on the thinner of a town's two sides: whichever of its sale and rental listings is the smaller number.

Where they are

The ranking, on the ground

All 30 towns, placed. The brighter the marker, the higher the gross yield. Hover any town for its numbers.

Lahti11.2% gross · €1,480/m²Score 85.7 · rank 1Hämeenlinna11.7% gross · €1,634/m²Score 85.0 · rank 2Pori10.9% gross · €1,300/m²Score 81.5 · rank 3Kajaani14.9% gross · €1,120/m²Score 80.8 · rank 4Savonlinna14.3% gross · €960/m²Score 79.5 · rank 5Salo11.5% gross · €1,192/m²Score 79.0 · rank 6Mikkeli10.3% gross · €1,438/m²Score 74.4 · rank 7Forssa14.6% gross · €856/m²Score 72.8 · rank 8Riihimäki11.0% gross · €1,491/m²Score 71.6 · rank 9Vantaa8.4% gross · €2,498/m²Score 71.6 · rank 10Jämsä14.6% gross · €732/m²Score 71.4 · rank 11Hollola12.1% gross · €1,133/m²Score 71.3 · rank 12Rauma10.2% gross · €1,271/m²Score 71.0 · rank 13Uusikaupunki14.7% gross · €945/m²Score 70.6 · rank 14Iisalmi13.5% gross · €986/m²Score 70.4 · rank 15Hyvinkää9.9% gross · €1,758/m²Score 70.4 · rank 16Siilinjärvi12.6% gross · €1,231/m²Score 69.6 · rank 17Lohja10.0% gross · €1,736/m²Score 67.8 · rank 18Jyväskylä8.1% gross · €2,084/m²Score 66.0 · rank 19Lappeenranta8.7% gross · €1,873/m²Score 65.9 · rank 20Sastamala10.9% gross · €1,181/m²Score 65.5 · rank 21Akaa11.9% gross · €1,096/m²Score 65.1 · rank 22Janakkala13.9% gross · €861/m²Score 64.6 · rank 23Kerava9.0% gross · €2,061/m²Score 63.5 · rank 24Kuopio7.8% gross · €2,254/m²Score 63.3 · rank 25Oulu7.3% gross · €2,562/m²Score 63.2 · rank 26Kankaanpää11.8% gross · €874/m²Score 62.8 · rank 27Nurmijärvi8.9% gross · €2,073/m²Score 60.6 · rank 28Joensuu7.8% gross · €2,229/m²Score 60.5 · rank 29Mäntsälä10.0% gross · €1,741/m²Score 58.3 · rank 30
Gross yield7.3%14.9%
Highest scoring

Markers sit on each town's administrative centre. Towns that sit close together overlap at this scale.

Town vs town

Put two towns side by side

The same budget in two towns. Floor area and rental income, straight from the medians in the table.

VS
What your budget buys
What your budget buys
Jämsä
137m²
Rental income €14,567 a year (gross, before costs)
Oulu
39m²
Rental income €7,275 a year (gross, before costs)
14.6%2.0× more than Oulu
Gross yield
2.0× less than Jämsä7.3%
€7323.5× less than Oulu
Sale price / m²
3.5× more than Jämsä€2,562
€8.943% lower than Oulu
Rent / m² · month
75% higher than Jämsä€15.5
19,02011.4× less than Oulu
Residents
11.4× more than Jämsä217,469
13822.1× less than Oulu
Listings analysed
22.1× more than Jämsä3,045
71.413% higher than Oulu
Score / 100
11% lower than Jämsä63.2

Floor area and rental income are derived from each town's median sale price per m² and median gross yield. Rental income is before tax, fees and vacancy. Yields inside a town vary by building and by size: these are town medians.

Method

How this ranking is built

Gross yield is the median asking rent per m² per month multiplied by twelve, divided by the median asking sale price per m². Both sides are apartments only, and both are converted to euros before anything is compared.

The score out of 100 blends three measured quantities: the gross yield (60%, scored from 3.0% upwards and topping out at 12.0%), the town's population (25%, which stands in for how deep the tenant and resale markets are), and how many listings sit behind the estimate (15%).

What these numbers are not

  • Both sides are asking prices, not signed prices or achieved rents. Where public transaction data lets us check, asking and sold prices per m² track within a few percent, but the level is an asking level.
  • Nothing here is net of property tax, service charges, management, insurance, maintenance or vacancy. A net yield usually lands somewhere around two thirds of gross, and the gap varies far too much between countries to publish a single conversion.
  • Rental listings are smaller than sale listings almost everywhere, and price per m² rises as flats get smaller. That lifts a yield built from two independent medians above what a town's typical sale stock would return. Towns where the size mismatch is extreme are dropped rather than adjusted.
  • Population comes from Wikidata, which mirrors each country's own statistics office. A town we hold no population for cannot be ranked, however good its price data.

Prices and rents: live listings indexed by One Place. Population: Wikidata (CC0). Administrative boundaries: © OpenStreetMap contributors (ODbL).

Questions

Questions about this ranking

How is the gross rental yield for towns in Finland calculated?

We take the median asking rent per square metre per month for apartments in the town, multiply it by twelve, and divide it by the median asking sale price per square metre for apartments in the same town. Both figures come from live listings indexed by One Place, and a town only appears once each side carries enough listings to be meaningful.

Which towns in Finland are included?

Every municipality with at least 10,000 residents that carries enough live apartment listings to price both sale and rent. 62 towns in Finland currently qualify; the table shows the highest scoring of them.

Is this a net yield?

No. These are gross figures, before property tax, service charges, management fees, insurance, maintenance and vacancy. A net yield is usually somewhere around two thirds of gross, but the gap varies enough between countries and between individual buildings that we do not publish a single conversion.

How often does the ranking change?

It is rebuilt from the live listing base, so it moves as prices and inventory move. The date above the table is the last time the underlying market aggregates were recomputed.

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