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The 30 most profitable towns to invest in Finland

One Place tracks 66 towns in Finland with more than 10,000 residents and enough live apartment listings to price both sides of a rental yield. The median across all of them is 9.0% gross. Here are the highest scoring.

Market figures last recomputed on November 2, 2026.

66
Towns priced
9.0%
Median gross yield
14.8%
Highest gross yield in the top 30Savonlinna
€847
Lowest entry price in the top 30Forssa
Top 30 of 66

Every town, scored

A town qualifies with at least 25 apartment sale listings and 15 apartment rental listings priced per square metre. The badge next to each name says how much data stands behind that town's figures.

Sort
SortThe blended score: gross yield, town size and how much data sits behind the estimate.Highest gross rental yield first, whatever the town size.Cheapest median sale price per m² first: the lowest entry tickets.Largest towns first: the deepest tenant and resale markets.
Data confidenceHigh200 listings or moreMediumat least 60Lowfewer than 60Finland median 9.0%30 of 66 towns
TownResidentsSale price /m²Rent /m²/monthAgainst the medianGross yieldListings analysedScore /100
01LahtiHigh121,832€1,497€14.02.2 pts above the Finland median of 9.0%11.2%1,171 sale·1,324 rent85.6
02PoriHigh83,010€1,274€11.92.2 pts above the Finland median of 9.0%11.2%593 sale·611 rent83.3
03KajaaniMedium36,370€1,107€12.84.9 pts above the Finland median of 9.0%13.9%145 sale·149 rent79.6
04HämeenlinnaHigh68,614€1,697€15.52.0 pts above the Finland median of 9.0%11.0%275 sale·248 rent79.4
05SavonlinnaMedium31,842€922€11.45.8 pts above the Finland median of 9.0%14.8%147 sale·148 rent78.8
06SaloMedium51,056€1,205€11.22.2 pts above the Finland median of 9.0%11.2%144 sale·138 rent76.2
07MikkeliHigh51,551€1,438€12.41.3 pts above the Finland median of 9.0%10.3%314 sale·219 rent72.7
08RaumaHigh38,832€1,234€10.81.5 pts above the Finland median of 9.0%10.5%213 sale·287 rent72.2
09RiihimäkiMedium28,483€1,491€13.72.0 pts above the Finland median of 9.0%11.0%195 sale·146 rent71.6
10VantaaHigh248,199€2,498€17.50.6 pts below the Finland median of 9.0%8.4%1,904 sale·2,855 rent71.6
11HollolaLow22,775€1,133€11.43.1 pts above the Finland median of 9.0%12.1%85 sale·50 rent71.3
12ForssaMedium16,307€847€10.15.3 pts above the Finland median of 9.0%14.3%91 sale·77 rent71.3
13JyväskyläHigh149,895€1,901€13.90.2 pts below the Finland median of 9.0%8.8%1,253 sale·1,350 rent70.7
14LappeenrantaHigh73,241€1,743€13.70.4 pts above the Finland median of 9.0%9.4%486 sale·459 rent70.7
15LohjaMedium45,645€1,654€14.51.5 pts above the Finland median of 9.0%10.5%146 sale·133 rent70.6
16HyvinkääHigh47,015€1,758€14.50.9 pts above the Finland median of 9.0%9.9%346 sale·275 rent70.4
17UusikaupunkiMedium14,938€965€11.55.3 pts above the Finland median of 9.0%14.3%63 sale·76 rent69.8
18SiilinjärviLow21,290€1,076€12.44.8 pts above the Finland median of 9.0%13.8%55 sale·39 rent69.6
19IisalmiLow20,205€970€11.04.6 pts above the Finland median of 9.0%13.6%110 sale·37 rent69.0
20AkaaLow16,429€1,051€10.63.1 pts above the Finland median of 9.0%12.1%47 sale·24 rent65.5
21JanakkalaLow15,867€861€10.04.9 pts above the Finland median of 9.0%13.9%63 sale·21 rent64.6
22KeravaHigh38,211€2,061€15.4On the Finland median of 9.0%9.0%336 sale·438 rent63.5
23SotkamoLow10,274€1,335€15.44.9 pts above the Finland median of 9.0%13.9%36 sale·24 rent62.5
24OuluHigh217,469€2,575€15.31.8 pts below the Finland median of 9.0%7.1%1,333 sale·1,326 rent62.3
25PaimioLow11,236€1,016€10.43.3 pts above the Finland median of 9.0%12.3%30 sale·17 rent61.4
26MuurameLow10,551€1,158€12.64.1 pts above the Finland median of 9.0%13.1%39 sale·18 rent61.3
27LoviisaLow14,557€1,133€10.52.1 pts above the Finland median of 9.0%11.1%37 sale·38 rent60.9
28NurmijärviMedium44,833€2,073€15.30.1 pts below the Finland median of 9.0%8.9%160 sale·180 rent60.6
29SastamalaLow23,515€1,275€10.91.3 pts above the Finland median of 9.0%10.3%61 sale·57 rent60.5
30JoensuuHigh79,129€2,200€14.21.2 pts below the Finland median of 9.0%7.8%408 sale·312 rent59.9

Counted on the thinner of a town's two sides: whichever of its sale and rental listings is the smaller number.

Where they are

The ranking, on the ground

All 30 towns, placed. The brighter the marker, the higher the gross yield. Hover any town for its numbers.

Lahti11.2% gross · €1,497/m²Score 85.6 · rank 1Pori11.2% gross · €1,274/m²Score 83.3 · rank 2Kajaani13.9% gross · €1,107/m²Score 79.6 · rank 3Hämeenlinna11.0% gross · €1,697/m²Score 79.4 · rank 4Savonlinna14.8% gross · €922/m²Score 78.8 · rank 5Salo11.2% gross · €1,205/m²Score 76.2 · rank 6Mikkeli10.3% gross · €1,438/m²Score 72.7 · rank 7Rauma10.5% gross · €1,234/m²Score 72.2 · rank 8Riihimäki11.0% gross · €1,491/m²Score 71.6 · rank 9Vantaa8.4% gross · €2,498/m²Score 71.6 · rank 10Forssa14.3% gross · €847/m²Score 71.3 · rank 11Hollola12.1% gross · €1,133/m²Score 71.3 · rank 12Lappeenranta9.4% gross · €1,743/m²Score 70.7 · rank 13Jyväskylä8.8% gross · €1,901/m²Score 70.7 · rank 14Lohja10.5% gross · €1,654/m²Score 70.6 · rank 15Hyvinkää9.9% gross · €1,758/m²Score 70.4 · rank 16Uusikaupunki14.3% gross · €965/m²Score 69.8 · rank 17Siilinjärvi13.8% gross · €1,076/m²Score 69.6 · rank 18Iisalmi13.6% gross · €970/m²Score 69.0 · rank 19Akaa12.1% gross · €1,051/m²Score 65.5 · rank 20Janakkala13.9% gross · €861/m²Score 64.6 · rank 21Kerava9.0% gross · €2,061/m²Score 63.5 · rank 22Sotkamo13.9% gross · €1,335/m²Score 62.5 · rank 23Oulu7.1% gross · €2,575/m²Score 62.3 · rank 24Paimio12.3% gross · €1,016/m²Score 61.4 · rank 25Muurame13.1% gross · €1,158/m²Score 61.3 · rank 26Loviisa11.1% gross · €1,133/m²Score 60.9 · rank 27Nurmijärvi8.9% gross · €2,073/m²Score 60.6 · rank 28Sastamala10.3% gross · €1,275/m²Score 60.5 · rank 29Joensuu7.8% gross · €2,200/m²Score 59.9 · rank 30
Gross yield7.1%14.8%
Highest scoring

Markers sit on each town's administrative centre. Towns that sit close together overlap at this scale.

Town vs town

Put two towns side by side

The same budget in two towns. Floor area and rental income, straight from the medians in the table.

VS
What your budget buys
What your budget buys
Forssa
118m²
Rental income €14,287 a year (gross, before costs)
Oulu
39m²
Rental income €7,148 a year (gross, before costs)
14.3%100% higher than Oulu
Gross yield
50% lower than Forssa7.1%
€8473.0× less than Oulu
Sale price / m²
3.0× more than Forssa€2,575
€10.134% lower than Oulu
Rent / m² · month
52% higher than Forssa€15.3
16,30713.3× less than Oulu
Residents
13.3× more than Forssa217,469
16815.8× less than Oulu
Listings analysed
15.8× more than Forssa2,659
71.314% higher than Oulu
Score / 100
13% lower than Forssa62.3

Floor area and rental income are derived from each town's median sale price per m² and median gross yield. Rental income is before tax, fees and vacancy. Yields inside a town vary by building and by size: these are town medians.

Method

How this ranking is built

Gross yield is the median asking rent per m² per month multiplied by twelve, divided by the median asking sale price per m². Both sides are apartments only, and both are converted to euros before anything is compared.

The score out of 100 blends three measured quantities: the gross yield (60%, scored from 3.0% upwards and topping out at 12.0%), the town's population (25%, which stands in for how deep the tenant and resale markets are), and how many listings sit behind the estimate (15%).

What these numbers are not

  • Both sides are asking prices, not signed prices or achieved rents. Where public transaction data lets us check, asking and sold prices per m² track within a few percent, but the level is an asking level.
  • Nothing here is net of property tax, service charges, management, insurance, maintenance or vacancy. A net yield usually lands somewhere around two thirds of gross, and the gap varies far too much between countries to publish a single conversion.
  • Rental listings are smaller than sale listings almost everywhere, and price per m² rises as flats get smaller. That lifts a yield built from two independent medians above what a town's typical sale stock would return. Towns where the size mismatch is extreme are dropped rather than adjusted.
  • Population comes from Wikidata, which mirrors each country's own statistics office. A town we hold no population for cannot be ranked, however good its price data.

Prices and rents: live listings indexed by One Place. Population: Wikidata (CC0). Administrative boundaries: © OpenStreetMap contributors (ODbL).

Questions

Questions about this ranking

How is the gross rental yield for towns in Finland calculated?

We take the median asking rent per square metre per month for apartments in the town, multiply it by twelve, and divide it by the median asking sale price per square metre for apartments in the same town. Both figures come from live listings indexed by One Place, and a town only appears once each side carries enough listings to be meaningful.

Which towns in Finland are included?

Every municipality with at least 10,000 residents that carries enough live apartment listings to price both sale and rent. 66 towns in Finland currently qualify; the table shows the highest scoring of them.

Is this a net yield?

No. These are gross figures, before property tax, service charges, management fees, insurance, maintenance and vacancy. A net yield is usually somewhere around two thirds of gross, but the gap varies enough between countries and between individual buildings that we do not publish a single conversion.

How often does the ranking change?

It is rebuilt from the live listing base, so it moves as prices and inventory move. The date above the table is the last time the underlying market aggregates were recomputed.

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